[steventrain]

I am trying to looking for Insuance cover on model railways/collector.

Thanks in advance.

 

[Brian Considine]

QUOTE (steventrain @ 26 Jul 2007, 22:03) <{POST_SNAPBACK}>I am trying to looking for Insuance cover on model railways/collector.

Thanks in advance.

Last time I perused a copy of the "Toddler" there was a specialist broker advertising in the back .

 

[Thunder]

when i took out my contents insurance on my home, i enquired and was told that my model locos where coverd by contents, as long as there in the home?

 

[Brian Considine]

Many home contents policies do cover model railway items, but always check the value ! - many of us do not know the actual value of our collection (& don't forget the replacement value of the actual layout if any) - in many cases it could take the whole contents value well over the cover taken out !

The other thing to be careful of is the word "collection" - some companies would regard your model railway items as a "collection" & therefore subject to separate notification - still covered, but they want to know about it.

In any case, be on the safe side & document your collection, backed up by some photos. Will be very useful in the event of having a claim.