Gary,
I've got a Dell v505w, older version of the current v525w.
Whilst a lot of folks seem to hate Dell, I've never had problems with any of their kit - and have had/used a TON of it over the years.
This printer is an all-in-one and does an excellent job of all three functions.
Printing is exceptional - you need to know/have the correct settings for the correct documents, but that's true with any printer. I've seen some folks print with "default" settings and get crap out of the highest end business printers.
It prints colour photos extremely well on photo paper, and I'm printing all my Scalescenes pages on the thing on Epson Presentation paper, and the results are wonderful - very consistent. I've not tried transfers yet, but provided you get a decent quality inkjet transfer medium I'm sure the results will be perfect. Only reason I've not tried it is that I can't find decent BR "graphics" and fonts so far, and the transfer sheets here are about as much as buying the finished product from a vendor it seems...
It's wifi and network wired so anyone/everyone in the house has access and can use it.